Single Family Residence

103 Saddle Trail

103 Saddle Trail, Royal Palm Beach FL 33411

$500,000

For Sale New — listed today

3 Beds · 2 Baths · 1,366 SqFt

See estimated monthly cost

This listing is courtesy of KW Innovations. Tracy Ciucci

Overview

Big Updates, Low HOA & Easy Florida Living in Saratoga! Welcome to the beautiful Saratoga Lakes, where low HOA fees, a great Royal Palm Beach location, and a long list of valuable improvements come together in one very appealing home. This gorgeous single-story residence offers three bedrooms, two bathrooms, 1,366 square feet of living space with vaulted ceilings, and a two-car garage, but the real story here is just how much has already been done. Now you can customize this one story interior to make it your own, and get into this gorgeous community at a low price! Let's start with the expensive stuff. The roof was replaced in 2018, and that same year the entire home was replumbed. The air conditioning system has also been replaced over the past several years. Add accordion hurricane shutters and wiring already in place for a whole-house generator, and some of the biggest items on a Florida homeowner's checklist have already been addressed. The outdoor space is just as practical. The backyard is fully fenced, the fence was installed in 2018, and all screens on the front and rear patios were replaced that same year. Even better, the sprinkler system runs on well water, so keeping the South Florida lawn looking good does not mean watching your water bill climb along with the grass. The home also features keypad garage entry and an existing ten-camera security system. Saratoga Lakes residents enjoy a beautifully remodeled community pool, while the refreshingly low HOA fee includes basic cable and internet. There is a lot to love about a home where the previous owners have already tackled so many of the projects buyers would rather not inherit. Combine that with single-story living, a two-car garage, a fenced yard, hurricane protection, a low HOA, and a fantastic Royal Palm Beach location, and this one deserves a spot at the top of the list.

Facts & features

Interior

Living area (sq ft)
1,366
Full bathrooms
2
Furnished
Unfurnished
  • Entrance Foyer
  • Pantry
  • Vaulted Ceiling(s)
  • Walk-In Closet(s)
  • Utility Room/Laundry

Building & exterior

Year built
1995
Lot size (sq ft)
5,000
Garage spaces
2
Covered spaces
2
Pool
Yes
  • Garden
  • 2 Or More Spaces
  • Parking Garage
  • On Street

HOA (homeowners association)

Association fee
$150 per month
  • Bike/Jog Path
  • Clubhouse
  • Clubhouse-Clubroom
  • Community Room
  • Community Pool
  • Pool
  • Private Pool
  • Tennis Court(s)
  • Assoc Approval Required
  • Yes

Taxes

Annual tax
$4,009
Tax year
2025
Parcel number
72414315040000830

Assigned schools

Elementary
H. L. Johnson
Middle
Crestwood Community Middle
High
Royal Palm Beach

Listing

MLS number
B26072295
Property type
Single Family Residence
Price per SqFt
$366
Subdivision
SARATOGA AT ROYAL PALM 3,Saratoga Lakes East
On market since
Sep 4, 2026
Days on market
0

Estimated monthly cost

$3,387 per month

Principal & interest (30 yr)
$2,528
Property tax
$334
Insurance (estimated)
$375
Association fee
$150

An estimate for comparison only — not a loan offer, a quote, or a commitment to lend. Actual taxes, insurance and financing terms will differ.

Location

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