Single Family Residence
103 Saddle Trail
103 Saddle Trail, Royal Palm Beach FL 33411
$500,000
3 Beds · 2 Baths · 1,366 SqFt
See estimated monthly costThis listing is courtesy of KW Innovations. Tracy Ciucci
Overview
Big Updates, Low HOA & Easy Florida Living in Saratoga! Welcome to the beautiful Saratoga Lakes, where low HOA fees, a great Royal Palm Beach location, and a long list of valuable improvements come together in one very appealing home. This gorgeous single-story residence offers three bedrooms, two bathrooms, 1,366 square feet of living space with vaulted ceilings, and a two-car garage, but the real story here is just how much has already been done. Now you can customize this one story interior to make it your own, and get into this gorgeous community at a low price! Let's start with the expensive stuff. The roof was replaced in 2018, and that same year the entire home was replumbed. The air conditioning system has also been replaced over the past several years. Add accordion hurricane shutters and wiring already in place for a whole-house generator, and some of the biggest items on a Florida homeowner's checklist have already been addressed. The outdoor space is just as practical. The backyard is fully fenced, the fence was installed in 2018, and all screens on the front and rear patios were replaced that same year. Even better, the sprinkler system runs on well water, so keeping the South Florida lawn looking good does not mean watching your water bill climb along with the grass. The home also features keypad garage entry and an existing ten-camera security system. Saratoga Lakes residents enjoy a beautifully remodeled community pool, while the refreshingly low HOA fee includes basic cable and internet. There is a lot to love about a home where the previous owners have already tackled so many of the projects buyers would rather not inherit. Combine that with single-story living, a two-car garage, a fenced yard, hurricane protection, a low HOA, and a fantastic Royal Palm Beach location, and this one deserves a spot at the top of the list.
Facts & features
Interior
- Living area (sq ft)
- 1,366
- Full bathrooms
- 2
- Furnished
- Unfurnished
- Entrance Foyer
- Pantry
- Vaulted Ceiling(s)
- Walk-In Closet(s)
- Utility Room/Laundry
Building & exterior
- Year built
- 1995
- Lot size (sq ft)
- 5,000
- Garage spaces
- 2
- Covered spaces
- 2
- Pool
- Yes
- Garden
- 2 Or More Spaces
- Parking Garage
- On Street
HOA (homeowners association)
- Association fee
- $150 per month
- Bike/Jog Path
- Clubhouse
- Clubhouse-Clubroom
- Community Room
- Community Pool
- Pool
- Private Pool
- Tennis Court(s)
- Assoc Approval Required
- Yes
Taxes
- Annual tax
- $4,009
- Tax year
- 2025
- Parcel number
- 72414315040000830
Assigned schools
- Elementary
- H. L. Johnson
- Middle
- Crestwood Community Middle
- High
- Royal Palm Beach
Listing
- MLS number
- B26072295
- Property type
- Single Family Residence
- Price per SqFt
- $366
- Subdivision
- SARATOGA AT ROYAL PALM 3,Saratoga Lakes East
- On market since
- Sep 4, 2026
- Days on market
- 0
Estimated monthly cost
$3,387 per month
- Principal & interest (30 yr)
- $2,528
- Property tax
- $334
- Insurance (estimated)
- $375
- Association fee
- $150
An estimate for comparison only — not a loan offer, a quote, or a commitment to lend. Actual taxes, insurance and financing terms will differ.
Location
Similar homes nearby
Active listings within two miles, with a comparable size and price.
108 Lexington Drive, Royal Palm Beach FL 33411
$45/mo HOA
3D Tour
The Keyes Company (PBG)
126 Sunflower Cir, Royal Palm Beach FL 33411
United Realty Group Inc
254 LA MANCHA Avenue, Royal Palm Beach FL 33411
Florida International Real Estate Network Corp.
151 Lakeside Landing Court, Royal Palm Beach FL 33411
$185/mo HOA
D.R. Horton Realty of Southeas
163 Lakeside Landing Court, Royal Palm Beach FL 33411
$185/mo HOA
Price increase: $3,000 (+0.6%)
D.R. Horton Realty of Southeas
1158 OAKWATER Drive, Royal Palm Beach FL 33411
$252/mo HOA
Coldwell Banker Realty
176 Lakeside Landing Drive, Royal Palm Beach FL 33411
$185/mo HOA
D.R. Horton Realty of Southeas
172 Lakeside Landing Drive, Royal Palm Beach FL 33411
$185/mo HOA
D.R. Horton Realty of Southeas
Copyright SEFMLS © 2026. Accuracy of listing information is not guaranteed. Listing information is provided for personal consumer, non-commercial use, solely to identify potential properties for potential purchase. All other use is strictly prohibited, is a violation of the terms of use, and may violate federal and state law.