Single Family Residence
12990 Keystone Terrace
12990 Keystone Terrace, North Miami FL 33181
$3,350,000
4 Beds · 3 Baths · 3,084 SqFt
See estimated monthly costThis listing is courtesy of KW Reserve Palm Beach. Jeffrey L Tricoli
Overview
Welcome to 12990 Keystone Terrace, an exceptional waterfront residence in North Miami's desirable Keystone Islands, where relaxed South Florida living meets the freedom of direct ocean access. Set on an expansive corner lot, this 4-bedroom, 3-bath home offers approximately 3,085 square feet of inviting living space enhanced by soaring vaulted ceilings, generous natural light, and impact windows and doors throughout. A circular driveway and two-car garage create an impressive arrival, while the home's open, comfortable layout provides plenty of room for everyday living and entertaining. At the heart of the home, the beautifully appointed kitchen offers a stylish gathering place with custom countertops, ample cabinetry, and an easy connection to the surrounding dining and living areas. The spacious interiors flow effortlessly toward the outdoors, where the waterfront setting becomes the centerpiece. Step outside to a private tropical retreat featuring a swimming pool, expansive patio areas, lush landscaping, and picturesque canal views—an ideal backdrop for quiet mornings, sunset dinners, or weekends spent entertaining family and friends. Boating enthusiasts will especially appreciate the private dock, wide canal frontage, and ocean access with no fixed bridges, allowing you to enjoy South Florida's waterways right from your backyard. Whether cruising toward Biscayne Bay, relaxing poolside, or simply taking in the peaceful waterfront atmosphere, this home offers an enviable combination of space, privacy, and coastal lifestyle. 12990 Keystone Terrace is a rare opportunity to experience the best of waterfront living while remaining conveniently connected to the dining, shopping, beaches, and attractions of the Miami area.
Facts & features
Interior
- Living area (sq ft)
- 3,084
- Full bathrooms
- 3
- Furnished
- Unfurnished
- Bar
- Closet Cabinetry
- Cooking Island
- French Doors
- Vaulted Ceiling(s)
- Volume Ceilings
- Walk-In Closet(s)
- Family Room
- Florida Room
- Foyer
- Storage
Building & exterior
- Year built
- 1959
- Lot size (sq ft)
- 12,500
- Garage spaces
- 2
- Covered spaces
- 2
- Pool
- Yes
- Waterfront
- Yes
- Canal
- Pool
- Water
- Canal View
- Canal Front
- Canal Width 1-80 Feet
- Ocean Access
- Seawall
- Barbeque
- Exterior Lights
- 2 Or More Spaces
- Awning
- Circular Driveway
- Covered
- Driveway
- Parking Garage
HOA (homeowners association)
- Boat Dock
- Private Pool
- No Restrictions
- Yes
Taxes
- Annual tax
- $14,893
- Tax year
- 2025
- Parcel number
- 06-22-28-021-0690
Assigned schools
- Elementary
- David Lawrence Jr K-8
- Middle
- North Miami
- High
- Alonzo and Tracy Mourning Sr. High
Listing
- MLS number
- B26072103
- Property type
- Single Family Residence
- Price per SqFt
- $1,086
- Subdivision
- KEYSTONE ISLAND
- On market since
- Sep 3, 2026
- Days on market
- 0
Estimated monthly cost
$20,693 per month
- Principal & interest (30 yr)
- $16,939
- Property tax
- $1,241
- Insurance (estimated)
- $2,513
An estimate for comparison only — not a loan offer, a quote, or a commitment to lend. Actual taxes, insurance and financing terms will differ.
Location
Nearby schools
- Beth Moshe Early Childhood Center
- Lanaar Elementary School
- South Florida Educational Center
Similar homes nearby
Active listings within two miles, with a comparable size and price.
12810 Cyprus Rd, North Miami FL 33181
Montgomery & Koebel, Inc.
2273 Bayview Ln, North Miami FL 33181
3D Tour
Compass Florida, LLC
2161 NE 124th St, North Miami FL 33181
Hauseit Group LLC
2025 Arch Creek Dr, North Miami FL 33181
Price cut: $100,000 (−3.8%)
Real Broker LLC
12906 Cherry Rd, North Miami FL 33181
Montgomery & Koebel, Inc.
1995 N Hibiscus Dr, North Miami FL 33181
Miami Waterfront Realty
12944 Banyan Rd, North Miami FL 33181
$4/mo HOA
3D Tour
Douglas Elliman
12941 Auralia Rd, North Miami FL 33181
Luxury Florida LLC
Copyright SEFMLS © 2026. Accuracy of listing information is not guaranteed. Listing information is provided for personal consumer, non-commercial use, solely to identify potential properties for potential purchase. All other use is strictly prohibited, is a violation of the terms of use, and may violate federal and state law.