Single Family Residence

685 Harbor Ln

685 Harbor Ln, Key Biscayne FL 33149

$6,950,000

For Sale

5 Beds · 5 Baths · 5,421 SqFt

See estimated monthly cost

This listing is courtesy of Avanti Way Realty LLC. Marisela Gonzalez Servat

Overview

Set on one of the largest lots in Key Biscayne, a rare 12,200 sqft parcel, this colonial-style residence, known as Villa Rosa, was designed by renowned architect Cesar Molina and sits on a quiet, low-traffic street in a well-established, family-friendly neighborhood. The generous lot allows for a spacious backyard with pool and abundant green space, ideal for outdoor living and entertaining. Double balconies and covered terraces create a seamless indoor-outdoor flow throughout the home. This 5-bedroom residence offers bright interiors and a chefs kitchen with island, Sub-Zero refrigerator, wine cooler, double ovens, and two dishwashers. The primary suite includes a private terrace, oversized walk-in closet with safe, and dual baths with sauna. Also includes maids quarters and hurricane code construction. Minutes from the beach, parks, and top schools - a rare opportunity to own a well-designed home with an exceptional lot on one of Key Biscayne's most desirable streets.

Facts & features

Interior

Living area (sq ft)
5,421
Full bathrooms
5
Half bathrooms
1
  • First Floor Entry
  • Bar
  • Closet Cabinetry
  • Cooking Island
  • Entrance Foyer
  • Walk-In Closet(s)
  • Family Room
  • Great Room
  • Storage

Building & exterior

Year built
2001
Lot size (sq ft)
9,000
Garage spaces
1
Covered spaces
1
  • Other
  • Lighting
  • Open Balcony
  • Driveway

HOA (homeowners association)

  • Ok To Lease

Taxes

Annual tax
$40,335
Tax year
2025
Parcel number
24-52-05-001-1330

Assigned schools

Elementary
Keybiscayne
Middle
Ponce De Leon
High
Coral Gables

Listing

MLS number
A11997896
Property type
Single Family Residence
Price per SqFt
$1,282
Subdivision
BISCAYNE KEY ESTATES
On market since
Apr 16, 2026
Days on market
145

Estimated monthly cost

$43,717 per month

Principal & interest (30 yr)
$35,143
Property tax
$3,361
Insurance (estimated)
$5,213

An estimate for comparison only — not a loan offer, a quote, or a commitment to lend. Actual taxes, insurance and financing terms will differ.

Location

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Nearby schools

  • Key Biscayne K-8 Center Public · PK-8 · 0.33 mi
  • Key Biscayne Presbyterian School Private · PK-KG · 0.83 mi
  • St Agnes Academy Private · PK-08 · 0.87 mi
  • St Christophers - By-The-Sea Montessori School Private · PK-06 · 0.87 mi

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