Single Family Residence

8620 SW 185th Ter

8620 SW 185th Ter, Cutler Bay FL 33157 Get directions

$799,000

For Sale
Price cut: $16,000 (−2.0%)

4 Beds · 2 Baths · 1,772 SqFt

See estimated monthly cost

This listing is courtesy of Cutler Realty, Inc.. Nicole Black

Overview

MAJOR PRICE IMPROVEMENT- NOW $799,000! NO FLOOD ZONE! Welcome to highly desirable North Cutler Bay & the perfect home for enjoying South Florida living! This beautifully maintained 4-bedroom, 2-bath home with a 2-car garage sits on a rare oversized 15,000 sq ft lot and features a screened-in pool and a fully fenced, private backyard—ideal for entertaining, relaxing poolside, or hosting family and friends. Inside, the home offers a spacious functional layout & includes a bedroom with its own private entrance on the opposite side of the home, perfect for guests, in-laws, or a home office. The expansive lot provides plenty of space for boats, RVs, and all your outdoor toys. A detached shed with electric offers excellent extra storage, workshop space, or potential office conversion. Lovingly cared for by the same owners for 25 years. Located in a highly desirable neighborhood close to A-rated schools and just minutes from Palmer Trinity School. Our community has many family events hosting golf cart parades, chili cook-offs, wing-fests and more. Located near downtown Cutler Bay, the Turnpike, and popular Black Point Marina. Bring your offers.

Facts & features

Interior

Living area (sq ft)
1,772
Full bathrooms
2
  • First Floor Entry
  • Other
  • Utility Room/Laundry

Building & exterior

Year built
1958
Lot size (sq ft)
15,000
Garage spaces
2
Covered spaces
2
  • Garden
  • Pool
  • Lighting
  • Driveway

HOA (homeowners association)

  • No Restrictions

Taxes

Annual tax
$3,981
Tax year
2025
Parcel number
36-60-03-003-0600

Assigned schools

Elementary
Whispering Pines

Listing

MLS number
A11979496
Property type
Single Family Residence
Price per SqFt
$451
Subdivision
WHISPERING PINES ESTATES
On market since
Mar 9, 2026
Days on market
185

Price history

Date Event Price Change
Mar 9, 2026 Listed $856,000 —
Sep 22, 2026 Price change $799,000 −$16,000 (−2.0%)

Milestones recorded on this listing. Not a complete MLS price history.

Estimated monthly cost

$4,971 per month

Principal & interest (30 yr)
$4,040
Property tax
$332
Insurance (estimated)
$599

An estimate for comparison only — not a loan offer, a quote, or a commitment to lend. Actual taxes, insurance and financing terms will differ.

Location

See this area on the search map

Nearby schools

  • Whispering Pines Elementary Public · PK-5 · 0.38 mi
  • Palmer Trinity School Private · 06-12 · 0.78 mi
  • Dr. Edward L. Whigham PLC-E Public · 0 · 0.80 mi
  • Golden Horizon Academy of Cutler Bay Inc Private · KG-08 · 0.86 mi
  • Our Lady of the Holy Rosary - St. Richard Catholic School Private · PK-08 · 0.97 mi

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